Privacy Policy

We collect information you voluntarily provide, such as your name, email address, phone number, mailing address, and any details you share in a contact form, appointment request, or consultation. When you request a quote or apply for coverage, we may also collect information necessary for underwriting, including date of birth, health history, and financial details.

We automatically collect limited technical data such as your IP address, browser type, and pages visited through cookies and similar technologies. See our Cookie Notice below.

• To respond to inquiries and schedule consultations.
• To prepare quotes, process applications, and service your policies.
• To communicate with you about your coverage, renewals, and relevant product updates.
• To comply with legal, regulatory, and licensing obligations.
• To improve our website, products, and services.

We do not sell your personal information. We may share it with insurance carriers and underwriting partners to obtain quotes and issue policies, with service providers who support our operations (under contractual confidentiality), and when required by law or to protect our rights. We may also share information in connection with a merger, acquisition, or sale of our assets.

Our website uses cookies to remember preferences, measure traffic, and enable third-party form widgets. Our embedded contact form may set cookies for form functionality and, where applicable, cookie-consent compliance. You can control cookies through your browser settings; disabling them may affect some features.

We retain your information only as long as necessary to provide services and meet legal obligations. We use administrative, technical, and physical safeguards designed to protect your data, but no method of transmission over the internet is completely secure.

Depending on your state, you may have the right to access, correct, delete, or restrict the use of your personal information, and to opt out of certain data processing. To exercise these rights, contact us using the details below.

We do not sell or share personal information for targeted advertising as defined by applicable state privacy laws.

Our services are not directed to individuals under 18, and we do not knowingly collect their personal information. If you believe a minor has provided us information, please contact us so we can delete it.

We may update this Privacy Policy from time to time. We will post the updated version on this page with a revised "last updated" date. Material changes will be communicated through our website or by direct notice where appropriate.

Questions about this Privacy Policy? Contact our Privacy Officer at privacy@hrlifesolutions.com, call (626) 298-7448, or write to HR Life & Financial Solutions LLC, 300 East Colorado Boulevard, Suite 200, Pasadena, CA 91101.